Carter Wealth Management Group

Carter Team Group.png

Pictured above from left to right: Emily Ruggeri, Keith Gilman, Kenneth W. Carter, Patrick Harding and Luciano Dela Cruz

Kenneth W. Carter

Kenneth W. Carter

  • CIMA
  • Managing Director - Investments
Ken Carter is among the top 1% of the more than 10,000 financial investment consultants working for Wells Fargo Advisors and has earned the designation of Premier Advisor. In 2014 he was recognized by the Financial Times as one of the top 400 Financial Advisors in the United States. Ken was recognized by Barron's as one of the Top 1,000 Financial Advisors in the United States in 2009. 

Ken graduated from State University of New York at Plattsburgh, with a degree in Communications. He has been with Wells Fargo Advisors for more than 20 years and currently holds the position of Managing Director—Investments. He earned his Certified Investment Management Analyst® (CIMA®) designation through the well-respected Wharton School of Business in Philadelphia.

Born and raised in Rockland County, Ken and his wife Ricky are dedicated and active members of the community. Ken is currently a member of the board of directors of the JCC-Rockland, ASHAR, and Keep Rockland Beautiful. He is a father of two daughters. Ken is also an avid tennis player.

 
The Premier Advisor distinction is held by a select group of Financial Advisors who meet or exceed Wells Fargo Advisors' high standards as measured by one or more of the firms's criteria for revenue generation, educational attainment and client-service best practices. Barron Top 1000 -- The rankings are based on data provided by thousands of advisors and financial services firms. Factors included in the rankings were assets under management, revenue produced for the firm, regulatory record, quality of practice and philanthropic work. Investment performance isn't an explicit component. Financial Times Top 400-- Rankings are based on data provided by investment firms. Factors include assets under management, experience, industry certifications and compliance record. Investment performance and financial advisor production are not explicit components.

Education

  • State University of New York at Plattsburgh
Patrick Harding

Patrick Harding

    • Financial Advisor
    A member of Wells Fargo Advisors since 1999, Patrick has the financial services experience to create and update investment plans for individual clients and handle trading needs accurately and efficiently. At the Carter Wealth Management Group of Wells Fargo Advisors, he plays an essential role in customizing each person's investment plan and reviewing the client's portfolio by phone at least every quarter to review progress. Working jointly with the Group's lead Financial Advisor, Ken Carter, Patrick enjoys working on complex financial situations and finding effective strategies for each client.

    Patrick is a graduate of Dominican College, Blauvelt, New York, with a degree in business management and a concentration in finance. A college intern with Wells Fargo Advisors in 1999, Patrick was offered a position with the company before graduation. Earning his Series 7 Securities registration, and learning the operational and investment planning side of the business just out of college, Patrick entered the Wells Fargo Advisors' financial training program. Through years of experience and on-the-job education, Patrick worked his way up to the position of Financial Advisor. He joined the Carter Wealth Management Group in 2011.

    Raised in Rockland County, Patrick, his wife Sylvia, and daughter, Kayla, currently reside in Warwick, NY. His interests include bodybuilding, motorcycle riding, white-water rafting, traveling abroad, and watching football, especially his favorite team—the New York Jets.

     
    Investment performance and financial advisor production are not explicit components

    Education

    • Dominican College
    Emily Ruggeri

    Emily Ruggeri

      • Senior Client Associate
      Emily is the first person a client should call with questions for the Carter Wealth Management Group, and she will ensure that the appropriate team member responds quickly to the request. Emily has worked with Ken since joining Wells Fargo Advisors in 1996.

      Emily's primary responsibility today is to establish and maintain a professional and organized environment that allows Ken and Patrick to devote their full attention to each client's investment plan. This includes researching account queries and maintaining the necessary record keeping for the Carter Wealth Management Group. Emily is also responsible for scheduling appointments and handling all incoming calls to ensure each client receives the highest level of personal service.
      Luciano "Lou" Dela Cruz

      Luciano "Lou" Dela Cruz

        • Senior Registered Client Associate
        Lou began his career in financial services in 2001 and joined Wells Fargo Advisors in 2011. He holds both Series 7 and 66 securities registrations and is a Notary Public. Lou graduated from Fairleigh Dickinson University, New Jersey, with a bachelor's degree in economics. He served in the U.S Air Force, earning the rank of Senior Airman. Lou's extensive experience, certifications, and organizational skills enable him to help clients with account administration, asset transfers, and online access issues, and to coordinate solutions with the firm's administrative and technical operations.

        Education

        • Fairleigh Dickinson University
        Keith Gilman

        Keith Gilman

          • Financial Advisor
          Keith began his career in the financial services industry in 2001 and joined Wells Fargo Advisors in 2004.  Keith utilizes his business experience to assist clients in clearly defining their retirement goals and keeps them on track towards achieving them.  He believes strongly in educating people for sound financial decision making, wherever they are in the investment process.

          Keith and his wife Denise reside in New Rochelle, and have one married son.